Real estate financing:.

- Complete guide to materialize your dream dream with 360 ads

The acquisition of real estate is an important project which requires a rigorous financial planning . At 360 ads , your local real estate agency, we support future owners in all stages of their project, including real estate financing .

Understand the different types of mortgage loans

The Mortgage loan is the most used financing method to buy real estate. It consists in borrowing a sum of money from a bank or a mortgage loan organization, in return for a mortgage on the property. There are several types of mortgage loans, the most common of which are:

• Mortgage loan at fixed rate: The interest rate remains constant throughout the duration of the loan, which offers a certain predictability of the monthly budget.
• Mortgage loan at variable rate: The interest rate can fluctuate according to market conditions, which can offer economy opportunities If the rates fall, but also includes a certain risk .
• convertible mortgage: This type of loan allows to convert a part or all of the loan to a variable rate loan at a given time of the duration of the contract.

Choose the right interest rate

The interest rate is a crucial element of real estate financing, because it determines the total cost of your loan. It is important to compare offers from different lenders in order to obtain the best possible rate. Several factors can influence the interest rate, such as your credit profile, the amount of your personal contribution and the type of mortgage chosen .

Explore home ownership assistance programs

Various Home ownership assistance programs are set up by the government and financial institutions to facilitate access to housing for first-time accessors and low-income households. These programs can take the form of subsidies, preferential interest rate loans or personal contribution enforcement .

360 Ads: your partner for tailor-made real estate financing

at 360 ads , we support you in the search for real estate financing which best corresponds to your needs and your financial situation. Our team of experts offers you:

• an in-depth analysis of your credit profile
• a personalized selection of mortgage loan offers
• Interest rate negotiation
• assistance in the constitution of the loan file
• advice on home ownership assistance programs

Do not hesitate to contact us today for a first free consultation. We will be delighted to help you finance your real estate project and make your property dream come true.

Together, let's build your real estate future!